Under these bills (HB1104/SB1074), a law-abiding non-prohibited adult who loans a handgun to another law-abiding, non-prohibited adult must go through all the transfer requirements imposed by Section 5-124. That means that the transferee and the transferor must fill out a firearms application otherwise required by MD Code, Public Safety, § 5-118 (State Form 77-R) at a FFL or a State Police barracks, pay $10 and then wait 7 full days before completing the transfer. If the transferee to the loan were to return the handgun to the original transferor after the loan was over, the process would have to be repeated with still another Form 77-R and still another 7 day wait and still another check for $10. Under MD Code, Public Safety, § 5-144, a knowing “participation” in a “transfer” that violates Section 5-124 is punishable with up to 5 years in prison or a fine up to $10,000, “or both.” This bill overrules controlling precedent of the Maryland Court of Appeals, creates enormous legal traps for innocent gun owners while also bringing Section 5-124 into direct conflict with numerous provisions of existing Maryland firearms law. The bill is breathtaking in its scope.
The manuever is in effect an undoing of the compromise made in 2019 on SB346 (you can read our original testimony on those bills HERE).